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Down Payments Hit 4-Year Low: What It Means for Dallas and DFW Homebuyers in 2026

Quick Summary For the first time in years, homebuyers may finally be catching a break. According to a new report by Realtor.com, the median down payment in the United States fell to $23,400 during the first quarter of 2026. That marks a 19% drop compared to last year and the lowest median down payment level

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